Your social security benefits may be lowered by the Windfall Elimination Provision (WEP) if your pension plan did not pay social security payroll
Understanding the Differences Between Wills and Trusts
Wills and trusts have specific and quite different benefits for estate planning purposes. Each state has specific laws and regulations governing these
Creating a Letter of Instruction for Your Estate Plan
Whether you are starting from scratch or have an estate plan in place a letter of instruction (LOI) is an important part of any comprehensive plan. A
Why Having a Will is Essential
Your last will and testament is a set of legal instructions that communicates your wishes regarding your dependents and how to dispose of your
Is There an Escalating Long-Term Care Crisis?
The cost of long-term care is on the rise. Industry-driven, massively underpriced policies are playing fiscal catch up with hefty premium rate
Why a Living Will is Important
A living will lays out your preferences for life-sustaining medical treatment. It is often accompanied by a health-care proxy or power of attorney,